We help seniors become confident about retirement with our NextGen annuity strategies
Smart, Simple, Personal
Here at J.D. Mellberg Financial, we have been helping retirees and pre-retirees develop strategies tailored to their needs and goals since 2005. For the last 7 years, we’ve been an Inc. 500/5000 company. We’re proud to have had the opportunity to work with so many bright, intelligent individuals as they make plans for some of the best years of their lives.
We believe that retirement is the crowning achievement in an American worker’s life and everything we do revolves around you and making this the greatest stage of your life. You deserve a strategy that will leave you feeling de-stressed, happy, and confident during your golden years.
Providing Award-Winning Service
We're here to build a lifelong relationship
Skill and Knowledge
J.D. Mellberg Financial agents and advisors are insurance-licensed professionals specialized in retirement income strategies.
With hundreds of agents across the U.S. we make it easy to get the expertise you need. Appointments are available during the day, at night, and weekends.
You can get a one-on-one review of your current financial strategy and information on how to help you meet your personal goals.
Learn all about our
Up to 40% more total income in retirement
If your goal is providing income for yourself and/or your spouse, so you can maintain your lifestyle in retirement, our NextGen annuity strategies might be the right fit for you. They include what we consider to be the best features from each of the different types of annuities: market upside without the downside, uncapped, protected from downside market risk and low fees.
Feel confident about your retirement journey
NextGen annuity strategies were designed to encourage spending with confidence. When you know you can't outlive your money, many of the concerns about retirement evaporate.
That every client who walks through our door is able to retire with the financial confidence they deserve.
To provide solutions to some of your biggest retirement hurdles.
That every client be treated as an individual and every situation reviewed for its unique strengths and needs.
To find the right strategy for every customer every time.
To help clients retain control over their retirement and their finances.
To be truthful, honest, and always act in the best interests of our clients.
Please note that the examples herein are not company nor product specific. They are concepts shown to give you general information of the benefits and limitations of the products and strategies and are not designed to be a recommendation to buy any specific financial product or service. Products change and such product concepts may not be suitable for your needs or available in your state.
*Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by any bank or the FDIC.
**Some annuities may have a lifetime income guarantee as part of the base policy; others may have riders available that provide this benefit. Riders may also be available for benefits like an annual increase to help combat inflation or for as much as doubling your income in case of a qualifying health event. Limitations and qualifying conditions apply. Optional riders may be available with a charge.
***J. D. Mellberg Financial and Josh Mellberg are not associated with or endorsed by the Social Security Administration, the IRS or any government agency.
^Increased income is possible following a specific strategy suited to your financial goals and may require buying multiple annuities or keeping the annuity for the full time period. May not be available in all states. Results may vary and will be less if excess withdrawals are taken.
» For your suitable benefits. Fees are lower than investment products.
By responding to this offer you may be put in touch with a licensed insurance agent regarding retirement income strategies using fixed insurance products. J.D. Mellberg Financial is insurance licensed in all 50 states (AR8771938/CA0K73712/TX1908101) and all producers of J.D. Mellberg Financial have the appropriate licenses for the products they offer.